Does Homeowners Insurance Cover Damage To My Fence?

"Homeowners insurance may help cover damage to your fence. The other structures coverage in a home insurance policy typically covers things like a fence, shed or detached garage on your property if it's damaged by a covered peril, such as a fallen tree.

Common Sources Of Fence Damage

Let’s look at a few different scenarios and how other structures coverage may help pay for you to repair damage to your fence.

  • Your Tree Falls On Your Fence
  • Your Neighbor's Tree Falls On Your Fence
  • A Storm Damages Your Fence"

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