"Homeowners insurance may help cover damage to your fence. The other structures coverage in a home insurance policy typically covers things like a fence, shed or detached garage on your property if it's damaged by a covered peril, such as a fallen tree.
Common Sources Of Fence Damage
Let’s look at a few different scenarios and how other structures coverage may help pay for you to repair damage to your fence.
- Your Tree Falls On Your Fence
- Your Neighbor's Tree Falls On Your Fence
- A Storm Damages Your Fence"
For the full article, check out: https://www.allstate.com/tools-and-resources/home-insurance/fence-damage.aspx